Efficient use of raw materials improves front-end cost savings and reduces environmental impact
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The efficient use of raw materials improves front-end cost savings, reduces environmental impact, and lowers costs associated with waste processing. To achieve these benefits, we have separate goals for the pulping and papermaking process areas. For the pulp mills, we targeted a 10 percent reduction in losses by 2020, whereas for the paper mills, we established a 5 percent reduction goal by 2020.
With respect to pulp mill losses, we have surpassed the five-year goal, reaching an approximately 13 percent reduction over the 2014 baseline.
by Frank Coleman, former investment professional and founder of BeingFrank Consulting
On December 31, 2019, I retired from a 33-year career in the investment business. I have a pension, own a home and a new business and have savings that will carry me thru my remaining years in comfort.
All of the chapters in my money story could be summed up with three words: make it count. As a Financial Advisor, I’ve had a decades-long fascination with squeezing value and meaning out of every dollar and helping my clients do the same. I even named my business Make Your Money Count, LLC. But the essence of my money story focuses on faith more than finances.
By Will deHoo Founder & Executive Director, FoolProof Foundation and the Walter Cronkite Project
Walter Cronkite was the legendary CBS anchorman known as “The most trusted man in America.” In 2003, 84-year-old Walter took me, then 23-years-old, on the first of many spins on his sailing vessel, the Wyntje. We talked constantly while tacking our way through the mountain-bordered waters of the British Virgin Islands.
By Kelly Coyne, VP, Global Women’s Strategies, Impax Asset Mgmt/Pax World Funds
The financial services industry is a bit obsessed with trying to understand the next generation of investors – the notorious millennials. And for good reason – millennials represent the largest generation in history with a spending power of $1.5 trillion and growing. Many millennials are well into their wealth accumulation phase and have already begun to inherit more than $30 trillion in the largest wealth transfer of all time.
It’s never too early to teach kids about saving money. PNC’s School Bank Program offers on-site learning to enhance elementary and middle school classroom curriculum.
With pen and paper in hand, 10-year-old Brycen Carter eagerly awaits customers to approach him during lunch hour. Perched atop a stage in his school cafeteria, Carter sits behind a table draped with a PNC- branded tablecloth alongside two fellow fifth graders from Eastside Elementary in Anderson, Ind.
Every month, a handful of students like him are trained to volunteer as tellers for the PNC School Bank Program.
by Adela Quinones, News Product Manager, Bloomberg
As the U.S. heads into the holiday weekend, investors with an interest in the retail sector have their eyes fixed on sales performance metrics for retailers and consumer brands offering the season’s best deals on Black Friday and Cyber Monday.