Okay -- just to get the facts out of the way first -- I have practiced law since 1979, put in 25+ years at super-large and large firms. In 2002, I was asked to put together the first microfinance-backed CDO. I knew CDOs, I didnt know microfinance. Nine years later I can say pretty much the opposite. I witnessed and was (I like to believe) a significant part of the birth of microfinance as an investable capital markets asset, and in many ways the forerunner of many other business models that will tend to help improve the world -- what we wonderfully call today impact investments.